Hallo

Capital

COMING SOON

Turn today’s sales into tomorrow’s growth

Restock sooner, hire faster, and seize investment opportunities – without waiting to get paid first. Get financing from €500 to €500,000 with repayments based on your sales.

Finance my business

Finance my business

€74.000

€8.000 fee · 22% repayment rate

€60.000

€6.000 fee · 20% repayment rate

€40.000

€4.000 fee · 18% repayment rate

Repaid

€

Outstanding

€

Trusted by 250,000 European businesses ⋅ €300M+ financed

Trusted by 250,000 European businesses
€300M+ financed

Capital that works the way your business does

Capital that works the way your business does

Invest your future
revenue today

Unlock capital tied up in future revenue so you can act on opportunities for stock, expansion, hiring, or marketing at the perfect moment.

Repay with the pace of your sales

Repayments are taken automatically as a percentage of your daily sales. Having a quieter period? Your repayments will be lower, with less admin and less pressure.

Repay automatically with a percentage of your daily sales. Having a quieter period? Your repayments will be lower, with less admin and less pressure.

€350

repayment

Access more capital as you grow

Your financing grows alongside your performance. As your business scales, you can unlock larger amounts, making reinvestment a strategic choice.

New financing 🎉

See what’s possible

Use the slider to explore your financing options. Actual offers are based on your sales performance and may vary accordingly.

See what’s possible

Use the slider to explore your financing options. Actual offers are based on your sales performance and may vary accordingly.

See what’s possible

Use the slider to explore your financing options. Actual offers are based on your sales performance and may vary accordingly.

€160.000
€20.800 fixed fee
Repayment of daily sales
Financing
€160.000
One-time fee
€20.800
Total to repay
€180.800
Repayment of financing (20%)
€80
28 Feb.
€400 sales
€40
1 Mar.
€200 sales
€0
2 Mar.
€0 sales
€60
3 Mar.
€300 sales
€160.000
€20.800 fixed fee
Repayment of daily sales
Financing
€160.000
One-time fee
€20.800
Total to repay
€180.800
Repayment of financing (20%)
€80
28 Feb.
€400 sales
€40
1 Mar.
€200 sales
€0
2 Mar.
€0 sales
€60
3 Mar.
€300 sales

From application to full financing in days, not weeks

From application to full financing in days, not weeks

Finance my business

Finance my business

1

Choose your
offer

Choose your offer

If eligible, choose the amount, fee, and repayment plan that suits.

2

Review terms and get approved

One fixed fee, no hidden costs, no compounding interest.

3

Receive your
funds

Receive your funds

Your financing will arrive in your account within 1–2 business days.

4

Repay through your sales

A fixed percentage of your daily sales will be collected automatically.

5

Top up when
you’re ready

Top up when you’re ready

Once you’ve repaid 55% or more, a top-up may become available.

Trustpilot

Don’t take our word for it

Don’t take our word for it

Don’t take our word for it

  • “Mollie Capital allowed us to significantly increase wholesale stock purchases, driving more than 20% year-over-year revenue growth. The funding enabled us to scale a new inventory-led growth engine.”

    Rutger van Boxtel, COO and General Counsel, Otrium

  • “Our sales figures have improved by 30% thanks to Mollie Capital. Now we can deliver goods steadily, delighting our customers in the process.”

    Tom Kapitein, Co-founder Glamour Your Hair

  • “I highly recommend Mollie Capital for its ease of use and personalised financing approach. It offers a manageable repayment plan that aligns perfectly with your business needs.”

    Mahmud Kocyigit, Sales Manager, DMT Beauty

  • “With Mollie Capital, we efficiently addressed cash flow challenges in the off-season. The hassle-free application process and prompt funding proved invaluable.”

    Sam De Decker, CEO and Founder, Zwembad.shop

  • “Mollie Capital's fast and clear financing solution enabled us to invest more in our new warehouse during renovation, ensuring our success during year-end peak periods.”

    Sebastian Bakker, General Director, Cooking Life

  • “Mollie Capital allowed us to significantly increase wholesale stock purchases, driving more than 20% year-over-year revenue growth. The funding enabled us to scale a new inventory-led growth engine.”

    Rutger van Boxtel, COO and General Counsel, Otrium

  • “Our sales figures have improved by 30% thanks to Mollie Capital. Now we can deliver goods steadily, delighting our customers in the process.”

    Tom Kapitein, Co-founder Glamour Your Hair

  • “I highly recommend Mollie Capital for its ease of use and personalised financing approach. It offers a manageable repayment plan that aligns perfectly with your business needs.”

    Mahmud Kocyigit, Sales Manager, DMT Beauty

  • “With Mollie Capital, we efficiently addressed cash flow challenges in the off-season. The hassle-free application process and prompt funding proved invaluable.”

    Sam De Decker, CEO and Founder, Zwembad.shop

  • “Mollie Capital's fast and clear financing solution enabled us to invest more in our new warehouse during renovation, ensuring our success during year-end peak periods.”

    Sebastian Bakker, General Director, Cooking Life

  • “Mollie Capital allowed us to significantly increase wholesale stock purchases, driving more than 20% year-over-year revenue growth. The funding enabled us to scale a new inventory-led growth engine.”

    Rutger van Boxtel, COO and General Counsel, Otrium

  • “Our sales figures have improved by 30% thanks to Mollie Capital. Now we can deliver goods steadily, delighting our customers in the process.”

    Tom Kapitein, Co-founder Glamour Your Hair

  • “I highly recommend Mollie Capital for its ease of use and personalised financing approach. It offers a manageable repayment plan that aligns perfectly with your business needs.”

    Mahmud Kocyigit, Sales Manager, DMT Beauty

  • “With Mollie Capital, we efficiently addressed cash flow challenges in the off-season. The hassle-free application process and prompt funding proved invaluable.”

    Sam De Decker, CEO and Founder, Zwembad.shop

  • “Mollie Capital's fast and clear financing solution enabled us to invest more in our new warehouse during renovation, ensuring our success during year-end peak periods.”

    Sebastian Bakker, General Director, Cooking Life

  • “Mollie Capital allowed us to significantly increase wholesale stock purchases, driving more than 20% year-over-year revenue growth. The funding enabled us to scale a new inventory-led growth engine.”

    Rutger van Boxtel, COO and General Counsel, Otrium

  • “Our sales figures have improved by 30% thanks to Mollie Capital. Now we can deliver goods steadily, delighting our customers in the process.”

    Tom Kapitein, Co-founder Glamour Your Hair

  • “I highly recommend Mollie Capital for its ease of use and personalised financing approach. It offers a manageable repayment plan that aligns perfectly with your business needs.”

    Mahmud Kocyigit, Sales Manager, DMT Beauty

  • “With Mollie Capital, we efficiently addressed cash flow challenges in the off-season. The hassle-free application process and prompt funding proved invaluable.”

    Sam De Decker, CEO and Founder, Zwembad.shop

  • “Mollie Capital's fast and clear financing solution enabled us to invest more in our new warehouse during renovation, ensuring our success during year-end peak periods.”

    Sebastian Bakker, General Director, Cooking Life

Why businesses choose Mollie Capital

Why businesses choose Mollie Capital

Why businesses choose Mollie Capital

Efficient

Apply in minutes. Receive funds in 1–3 business days.

Flexible

Repay through your sales, not fixed monthly instalments.

Transparent

One flat fee upfront. No hidden costs or compounding interest.

Centralised

Manage financing alongside payments and daily reporting – all in one dashboard.

Tailored

Offers based on your sales performance, not lengthy bank applications.

Multiplier

As your business grows, your access to capital can grow with it.

Bespoke financing

Looking for larger-scale financing?

For amounts above €150,000, our Capital team can structure a bespoke financing arrangement tailored to your business. Tell us what you’re looking for, and we’ll be in touch.

Looking for larger-scale financing?

For amounts above €150,000, our Capital team can structure a bespoke financing arrangement tailored to your business. Tell us what you’re looking for, and we’ll be in touch.

Looking for larger-scale financing?

For amounts above €150,000, our Capital team can structure a bespoke financing arrangement tailored to your business. Tell us what you’re looking for, and we’ll be in touch.

Get tailored financing

Embedded capital for platforms

Offer your customers direct access to funding within your product. They grow faster, process more payments, and stay longer, while you earn on the increased volume.

Embedded capital for platforms

Offer your customers direct access to funding within your product. They grow faster, process more payments, and stay longer, while you earn on the increased volume.

Be a catalyst

Accelerate the growth of your merchants by provisioning repeatable cash injections when they need it.

Increase your retention

Partner with your merchants for the long-term, provision capital through Mollie and ensure your merchants stay.

No upfront capital required

Mollie takes on the risk of provisioning the capital, handling all repayments and support requests.

Explore embedded capital

Explore embedded capital

Explore embedded capital

Success story

How Conder Wines used Mollie Capital to build a new warehouse and add 1,000 SKUs

Read the full story

Frequently asked questions

Who can apply for Mollie Capital?

Mollie Capital is available to businesses that process payments through Mollie. Offers are based on your sales performance, so there’s no lengthy bank application or credit check required.

How do I know if I'm eligible?

If you’re eligible, you’ll see a financing offer directly in your Mollie dashboard. Eligibility is assessed based on your sales history with Mollie, so the longer you’ve been processing payments with us, the more accurate your offer will be.

How much financing can I access?

This depends on several factors, including which markets you operate in and your previous Mollie sales history. If you’re looking for a bespoke arrangement tailored to your business, get in touch, and we can discuss your options.

How long does it take to receive funds?

Once you’ve accepted your terms, funds typically arrive within 1–2 business days.

How much does Mollie Capital cost?

You pay one flat fee, agreed upfront. There are no surprises and no compounding interest.

How does repayment work?

A fixed percentage is deducted automatically from each sale you make through Mollie. During quieter periods, when your sales are lower, your repayments will naturally be lower too.

Can I repay early?

Yes. Because repayments are tied to your sales, you'll naturally repay faster during busier periods. There are no penalties for repaying ahead of schedule.

When can I access more financing?

Once you’ve repaid 55% or more of your current financing, a top-up or renewal may become available — so your access to capital grows alongside your business.

Frequently asked questions

Who can apply for Mollie Capital?

Mollie Capital is available to businesses that process payments through Mollie. Offers are based on your sales performance, so there’s no lengthy bank application or credit check required.

How do I know if I'm eligible?

If you’re eligible, you’ll see a financing offer directly in your Mollie dashboard. Eligibility is assessed based on your sales history with Mollie, so the longer you’ve been processing payments with us, the more accurate your offer will be.

How much financing can I access?

This depends on several factors, including which markets you operate in and your previous Mollie sales history. If you’re looking for a bespoke arrangement tailored to your business, get in touch, and we can discuss your options.

How long does it take to receive funds?

Once you’ve accepted your terms, funds typically arrive within 1–2 business days.

How much does Mollie Capital cost?

You pay one flat fee, agreed upfront. There are no surprises and no compounding interest.

How does repayment work?

A fixed percentage is deducted automatically from each sale you make through Mollie. During quieter periods, when your sales are lower, your repayments will naturally be lower too.

Can I repay early?

Yes. Because repayments are tied to your sales, you'll naturally repay faster during busier periods. There are no penalties for repaying ahead of schedule.

When can I access more financing?

Once you’ve repaid 55% or more of your current financing, a top-up or renewal may become available — so your access to capital grows alongside your business.

MollieCapital - Business funding
MollieCapital - Business funding
MollieCapital - Business funding