Adyen is ideal for large, internationally active companies. Adyen fees are variable and consist of fixed and volume-based costs, which can be advantageous for companies with high volumes, but for smaller merchants and less-frequented shops, this results in more complex Adyen costs. While Adyen offers strong fraud prevention tools, the complex pricing structure may be less attractive to merchants who value transparency and simplicity than other providers in the payment provider comparison. Mollie, on the other hand, offers a transparent pricing structure with no hidden fees. Read more: Comparison of Adyen and Mollie.

• Transaction fees: €0.11 + variable fee depending on payment method

• Refund fees: Refund fees vary; in this example, we assume that no refunds are charged except for the fixed fees.

• Fixed costs: depending on the payment method

Calculation for the payment provider comparison:

• Invoice via Klarna (40%): €0.11 + €0.35 + 2.99%:
  
  

  • Costs: (2.99% x €50 x 400) + ((€0.35 + €0.11) x 400) = €782.00

  • Returns: 35% of 400 orders = 140 returns.

  • Refund costs: 0.10 x 140 = €14.00 (assumed)

• PayPal (35%): €0.11 + PayPal fees:

  • Costs: €0.11 x 350 = €38.50 plus PayPal fees

  • Returns: 35% of 350 orders = 122.5 returns (rounded up to 123).

  • Refund costs: €0.10 x 123 = €12.30

• Credit card incl. Apple Pay/Google Pay (15%): €0.11 + assumed 0.95% fee:

  • costs: (0.95% x €50 x 150) + (0.11 x 150) = €87.75

  • Returns: 35% of 150 orders = 52.5 (rounded up to 53) returns.

  • Refund costs: €0.10 x 53 = €5.30 (assumed).

• SEPA transfers (10%): Not offered by Adyen.

• Total cost Adyen incl. setup: €908.25 (transaction costs) + €31.60 (refund costs) = €939.85 (plus PayPal fees) // 100 order cancellations due to unavailable payment method SEPA transfer